Hargreaves Lansdown & Vanguard Investment Data Aggregation for a UK Fintech

Industry

Fintech / Investment / Wealth Management

Geography

United Kingdom — UK-listed funds, ETFs, investment trusts

Data Coverage

Fund prices, holdings, fees, performance, fund manager changes, ISA/SIPP eligibility

Actowiz Solutions delivered investment fund and ETF data aggregation for a UK wealth-management fintech — combining Hargreaves Lansdown, Vanguard, AJ Bell, and interactive investor data into a unified fund intelligence layer for UK retail investors.

Client Overview

The client is a fast-growing UK robo-advisor platform serving 180,000 retail investors with AI-powered ISA and SIPP portfolio recommendations. Their core proposition depended on continuously refreshed, multi-platform fund data gathered through web scraping, spanning OEICs, unit trusts, ETFs, and investment trusts.

UK retail investment is dominated by a handful of platforms — Hargreaves Lansdown, AJ Bell, interactive investor, Vanguard — each with slightly different fund universes and fee structures.

Business Challenges

Multi-Platform Fund Universe

Each platform supported a slightly different fund universe; clients needed unified coverage across all four major platforms.

Fee Transparency Complexity

Platform fees, fund OCF, dealing charges, and ISA/SIPP wrappers created multi-layered cost calculations — opaque to most investors.

Fund Manager Change Detection

Manager changes are major fund-quality signals but buried in PDF factsheets and platform updates.

Holdings & Concentration Data

Top-10 holdings per fund needed quarterly tracking to detect strategy drift and concentration risk.

Project Objectives

The client partnered with Actowiz Solutions to:

• Aggregate 12,000+ funds & ETFs across UK Big 4 investment platforms
• Capture daily NAV, OCF, and platform fees for true all-in cost analysis
• Detect fund manager changes within 7 days
• Track quarterly holdings and concentration metrics
• Deliver investor-grade structured data via REST API

Actowiz Solutions Approach

Multi-Platform Crawl Pipeline

Dedicated crawlers for Hargreaves Lansdown, Vanguard UK, AJ Bell, and interactive investor captured daily prices, fees, and holdings, creating a robust Data Intelligence layer for portfolio analysis and investment benchmarking.

Fee Decomposition Engine

Calculated total cost of ownership across platform fee + OCF + dealing charges per fund per wrapper type (ISA, SIPP, GIA).

Manager Change NLP

Fine-tuned model parsed monthly fund factsheets and platform announcements to detect manager changes within 7 days.

FCA & Companies House Cross-Reference

Linked fund manager data with FCA register and Companies House records for compliance and pedigree verification.

REST API & Webhook Delivery

Daily NAV updates, real-time manager change alerts, and quarterly holdings refresh delivered to the client's algorithm.

Key Features

• 12,000+ funds & ETFs across 4 major UK platforms
• Daily NAV, OCF, and platform fee capture
• All-in cost decomposition by wrapper type
• Fund manager change detection within 7 days
• Quarterly top-10 holdings tracking
• FCA & Companies House cross-reference

Business Impact

Within 9 months:

• 180,000+ retail investors served with always-fresh fund data
• £42M in additional AUM driven by transparent fee analysis
• 31% improvement in client portfolio recommendation accuracy
• Eliminated £180K annual fund-data vendor spend
• Industry-first daily refresh on a robo-advisor platform

Testimonial

"Our investors trust us because our fund data is the freshest in UK retail. Actowiz powers that promise every single day."

— CTO, UK Robo-Advisor Platform

Conclusion

UK retail investment is built on trust and transparency — and both require continuously fresh, multi-platform fund data. Actowiz Solutions built the only aggregation engine spanning Hargreaves Lansdown, Vanguard, AJ Bell, and interactive investor — empowering a robo-advisor platform to serve 180,000+ investors with confidence.