Platform · Commercial property

Commercial Property Insurance Data

Most commercial property is placed by a broker, priced for one building. What insurers publish is who they want to insure and on what terms.

Commercial property insurance data covers what insurers publish about property cover for businesses: appetite statements — which trades and property types they will write — product wordings, and the terms of SME products sold online. Basis of settlement, underinsurance conditions and business interruption terms are recorded from the documents. No quote is ever requested with an invented business; individual premiums are not collected.

In commercial insurance, the appetite guide is the closest thing to a price list an insurer publishes.

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commercial_property_sample.jsonl LIVE FEED

{"appetite_version":"2026-08","trades_targeted":"as stated, insurer categories"} {"event":"trade withdrawn","event_date":"2026-08-01"} {"basis_of_settlement":"reinstatement","underinsurance_condition":"as worded","source_ref":"wording.pdf#p9"}

illustrative sample rows · GBappetite and terms · schema v1.0

Independence and trademarks. Actowiz Solutions is not affiliated with, endorsed by or connected to Commercial property or its owners. Commercial property and related marks belong to their respective owners, used here only to name the publicly accessible source this service collects from.

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Commercial property at a glance

How we handle Commercial property specifically

Platform-specific handling, not a generic retail template pointed at a different domain.

Scope: Property cover for businesses
Placement: Mostly through brokers
Published: Appetite statements, wordings, SME products
Appetite: Trades and property types, as stated
Settlement: Reinstatement or indemnity, as stated
Underinsurance: Average conditions recorded as worded
Business interruption: Indemnity period and basis, as stated
Quotes: Never requested with invented businesses

Platform specifics

Appetite and terms

These are the reasons a Commercial property dataset needs its own handling rather than a shared retail schema.

What insurers say they will write

Commercial insurers publish appetite guides for brokers: trades they target, property types, sums insured and features they avoid. These change, and the changes are signals.

appetite_statement recorded as published, with trade and property categories in the insurer's own terms.
appetite_version and read_at, with additions and withdrawals as dated events.
Trade categories are not mapped between insurers unless a labelled mapping is requested.
Broker-only material behind a login is not collected.

Terms from wordings, and what we do not do

Terms

Basis of settlement, underinsurance (average) conditions, business interruption indemnity periods and key exclusions come from product wordings, as on our policy wording page.

SME products online

Where small-business products are sold online, their published terms are collected like personal lines.

What we do not do

Request quotes with invented businesses, collect broker-login material, map trades between insurers silently, or collect policyholder or claims data.

Scope

What we collect on Commercial property, and what we do not

The right column matters more than the left. Anyone can list fields; the limits are what tell you whether the dataset will hold up.

✅ What we collect

appetite_statement as published, in the insurer's terms
Appetite versions with dated changes
Basis of settlement as stated
Underinsurance conditions as worded
Business interruption terms as stated
Key exclusions with page references
SME online product terms
Trade mappings only on request, labelled
No invented quote requests, ever

❌ What we do not, and why

Quotes requested with invented businesses
Broker-login material
Trade categories mapped silently
Wording paraphrased in place of the text
Policyholder or claims data

Core Commercial property fields

The full dictionary is agreed during scoping. These are the fields specific to this platform.

Field	What it is on this platform
insurer / product	As published
appetite_statement / appetite_version	As published
trades_targeted / trades_declined	Insurer's categories
basis_of_settlement	As stated
underinsurance_condition	As worded
bi_indemnity_period / bi_basis	As stated
key_exclusions	With page reference
doc_version / effective_from	Document
event / event_date	Appetite changes
source_ref	Document and page
observed_at	Timestamp

Use cases

What teams do with Commercial property data

Appetite tracking

Which insurers are moving into or out of trades and property types.

Wording comparison

Settlement, underinsurance and business interruption terms side by side.

SME product benchmarking

Online small-business product terms.

Broker market intelligence

Published appetite, dated, across the market.

The 24-hour sample — run on your sources, not ours

Send us a Commercial property item or category list. We run real collection against it and return the output within 24 hours, with the platform-specific fields populated so you can check them yourself rather than take our word for it.

Real extraction from your actual sources
Returned within 24 hours
Coverage and QA note included
You keep the data either way
No card, no trial clock
Named engineer on the call

Get my free sample Book a 20-min scoping call Reply within one business day. Reference calls available under NDA.

How we engage

Three ways to engage us

Same collection pipeline and QA underneath. The difference is who holds the schedule and how the data reaches you.

Managed service (most common)

We own the collection, the QA and the delivery. You receive clean data on a schedule and never touch a scraper.

Dedicated engineer assigned to your account
Site changes fixed by us, not reported to you
Scheduled delivery to your warehouse or S3
Named contact on Slack or email

Best fit: Teams who need the data, not the infrastructure.

API access

The same collection pipeline exposed as an authenticated REST endpoint your systems query directly.

On-demand and scheduled endpoints
Rate limits agreed to your load profile
Sandbox keys for integration testing
Versioned schema with deprecation notice

Best fit: Product and engineering teams building on live data.

One-time or project extraction

A defined pull for a specific question — market sizing, diligence, a pitch, a one-off audit.

Fixed scope agreed in writing upfront
Single delivery with full QA report
Methodology documented for your records
Converts to managed if you want continuity

Best fit: Research, strategy and diligence work with a deadline.

Pricing

Every engagement is quoted individually, because the honest answer depends on your scope: how many sources, how many records, how often, and how the data reaches you. We scope it with you, run a free pilot on your own sources, and then quote a fixed monthly figure — no per-request metering and no overage billing when volumes move. Request a quote and you will have a number after one call.

Commercial property is usually collected alongside its competitors

Almost nobody buys a single platform in isolation. Commercial property data becomes useful when it sits next to the competitor set on one schema, refreshed on one schedule, so a price index or availability comparison is genuinely like-for-like.

That is what insurance data covers, and a Commercial property-only engagement can be expanded into it without rebuilding. If you already know you need several platforms, start there instead — it is the same pipeline and usually the better scoping conversation.

FAQ

Commercial property data scraping: frequently asked questions

Platform-specific questions, including what cannot be collected here.

No. They need business and property details, and we never invent them.

An insurer's published description of the risks it wants to write. We record it as published, dated.

Not behind logins.

Yes, as worded, with page references.

Only on request, as a labelled mapping.

It depends on insurers and documents.

Talk to us.

See real Commercial property data before you commit to anything

Send us an item or category list. We return the output within 24 hours with the platform-specific fields populated.

Get a free sample Talk to an engineer

Free pilot, no card, no obligation. If we cannot collect a field you need on this platform, the sample shows you that too.

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