Platform · Life and protection

Life and Protection Insurance Data

A critical illness policy is a list of definitions. Two policies with the same condition on the list can pay out on different diagnoses.

Life and protection insurance data covers the published structure of term life, critical illness and income protection products. Premiums depend on health and lifestyle details, so the dataset is the product itself: covered conditions and their definitions, deferred periods, benefit terms, exclusions and options, from policy documents. No quote is ever requested with invented personal details; individual premiums are not collected.

In protection, the definitions are the product. Collecting them carefully is more useful than any premium.

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protection_sample.jsonl LIVE FEED

{"product_type":"critical_illness","condition_name":"as listed","definition_text":"verbatim, see source_ref"} {"product_type":"income_protection","deferred_periods_offered":"4, 8, 13, 26, 52 weeks"} {"definitions_scored":false,"doc_type":"key features"}

illustrative sample rows · GBthe definitions are the product · schema v1.0

Independence and trademarks. Actowiz Solutions is not affiliated with, endorsed by or connected to Life and protection or its owners. Life and protection and related marks belong to their respective owners, used here only to name the publicly accessible source this service collects from.

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Life and protection at a glance

How we handle Life and protection specifically

Platform-specific handling, not a generic retail template pointed at a different domain.

Scope: Term life, critical illness, income protection
Premiums: Need health details — not collected
So: Product structure is the dataset
Critical illness: Conditions and their definitions
Income protection: Deferred periods, benefit period, definition of incapacity
Investment-linked: UK PRIIPs replaced by CCI regime from 6 Apr 2026
Source: Policy documents and key features
Health questions: Never answered

Platform specifics

The definitions are the product

These are the reasons a Life and protection dataset needs its own handling rather than a shared retail schema.

What is recorded

Critical illness policies list the conditions they cover, each with a definition that sets what must be diagnosed. Income protection policies define incapacity and set deferred and benefit periods.

condition_name and definition_text recorded exactly, with page reference, per product version.
Severity levels and partial payments recorded as stated.
deferred_periods_offered, benefit_period and incapacity_definition for income protection.
We do not score or rank definitions. Comparisons show the texts side by side.

Investment-linked products, and what we do not do

Investment-linked life products

In the UK the PRIIPs regime was repealed on 6 April 2026 and replaced by the Consumer Composite Investments regime, with a new product summary in place of the KID and full compliance due by June 2027. Document type is recorded as published during the transition.

Documents

Terms come from policy documents and key features, versioned, as on our policy wording page.

What we do not do

Answer health or lifestyle questions, request quotes with invented people, score definitions, or collect any health, claims or policyholder data.

Scope

What we collect on Life and protection, and what we do not

The right column matters more than the left. Anyone can list fields; the limits are what tell you whether the dataset will hold up.

✅ What we collect

condition_name and definition_text exactly, with page reference
Severity levels and partial payments as stated
Deferred and benefit periods as offered
Incapacity definitions as stated
Options and exclusions as stated
Document type recorded through the CCI transition
Product versions tracked
Definitions shown side by side, not scored
No invented quote requests, ever

❌ What we do not, and why

Health or lifestyle questions answered
Quotes requested with invented people
Definitions scored or ranked by us
Medical interpretation of definitions
Health, claims or policyholder data

Core Life and protection fields

The full dictionary is agreed during scoping. These are the fields specific to this platform.

Field	What it is on this platform
insurer / product / product_type	As published
condition_name	As listed
definition_text	Exact, with page reference
severity_levels / partial_payment_terms	As stated
deferred_periods_offered	Income protection
benefit_period / incapacity_definition	Income protection
options / exclusions	As stated
doc_type	Key features, product summary, KID, as published
doc_version / effective_from	Document
source_ref	Document and page
observed_at	Timestamp

Use cases

What teams do with Life and protection data

Definition comparison

The same condition's definition across insurers, side by side.

Product design

Which conditions and options each product includes.

Income protection terms

Deferred periods and incapacity definitions across the market.

Document change tracking

When definitions change, by version.

The 24-hour sample — run on your sources, not ours

Send us a Life and protection item or category list. We run real collection against it and return the output within 24 hours, with the platform-specific fields populated so you can check them yourself rather than take our word for it.

Real extraction from your actual sources
Returned within 24 hours
Coverage and QA note included
You keep the data either way
No card, no trial clock
Named engineer on the call

Get my free sample Book a 20-min scoping call Reply within one business day. Reference calls available under NDA.

How we engage

Three ways to engage us

Same collection pipeline and QA underneath. The difference is who holds the schedule and how the data reaches you.

Managed service (most common)

We own the collection, the QA and the delivery. You receive clean data on a schedule and never touch a scraper.

Dedicated engineer assigned to your account
Site changes fixed by us, not reported to you
Scheduled delivery to your warehouse or S3
Named contact on Slack or email

Best fit: Teams who need the data, not the infrastructure.

API access

The same collection pipeline exposed as an authenticated REST endpoint your systems query directly.

On-demand and scheduled endpoints
Rate limits agreed to your load profile
Sandbox keys for integration testing
Versioned schema with deprecation notice

Best fit: Product and engineering teams building on live data.

One-time or project extraction

A defined pull for a specific question — market sizing, diligence, a pitch, a one-off audit.

Fixed scope agreed in writing upfront
Single delivery with full QA report
Methodology documented for your records
Converts to managed if you want continuity

Best fit: Research, strategy and diligence work with a deadline.

Pricing

Every engagement is quoted individually, because the honest answer depends on your scope: how many sources, how many records, how often, and how the data reaches you. We scope it with you, run a free pilot on your own sources, and then quote a fixed monthly figure — no per-request metering and no overage billing when volumes move. Request a quote and you will have a number after one call.

Life and protection is usually collected alongside its competitors

Almost nobody buys a single platform in isolation. Life and protection data becomes useful when it sits next to the competitor set on one schema, refreshed on one schedule, so a price index or availability comparison is genuinely like-for-like.

That is what insurance data covers, and a Life and protection-only engagement can be expanded into it without rebuilding. If you already know you need several platforms, start there instead — it is the same pipeline and usually the better scoping conversation.

FAQ

Life and protection data scraping: frequently asked questions

Platform-specific questions, including what cannot be collected here.

No. Premiums depend on health and lifestyle details, and we never invent them.

Product structure: conditions, definitions, deferred periods, options and exclusions.

No. We show the texts side by side; interpretation is medical and not ours.

UK PRIIPs was repealed on 6 April 2026 and replaced by the CCI regime, with full compliance due by June 2027. We record the document type as published.

Only where insurers publish them, as their figures.

It depends on insurers and products.

Talk to us.

See real Life and protection data before you commit to anything

Send us an item or category list. We return the output within 24 hours with the platform-specific fields populated.

Get a free sample Talk to an engineer

Free pilot, no card, no obligation. If we cannot collect a field you need on this platform, the sample shows you that too.

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